By November 19, 2014 0 Comments

Ask a Travel Nurse: How can I get affordable health insurance while Travel Nursing?

Share
travel nurse with question

Ask a Travel Nurse: How can I get affordable health insurance while Travel Nursing?

Ask a Travel Nurse Question:

The agency that I’m planning to start a contract with in January offers health insurance, but it’s expensive. How can I get affordable health insurance while Travel Nursing?

Ask a Travel Nurse Answer:

When it comes to insurance, this is an area where all companies are definitely NOT alike. Some companies will offer you seemingly great hourly rates, but that only means they have likely not allocated much money toward their benefits policy (which means crappy coverage at high rates). Look for a well-rounded company that will pay you a decent rate, but also allocates a decent amount of your compensation package from the hospital toward their insurance plan.

I was recently surprised by how decent my insurance was with what is probably THE largest travel company out there (one that also usually receives horrible reviews in the travel forums). But I have a great recruiter with them (the only reason I continue to travel with them) and my monthly cost was only $160 and their prescription plan probably saved me DOUBLE that on my Nexium.

These days, you cannot just look at great rates and jump on board with a company. You have to look at the entire compensation package, which should include a good health insurance plan. Be sure to ask questions about health insurance and how that factors into your pay package before you sign on. If it’s a priority to you, you may want to look at another company.

Hope this helps.

David

david@travelnursesbible.com

First time bonus!
Posted in: Ask a Travel Nurse

About the Author:

Hello everyone. I’m a travel nurse originally from Ohio who graduated in 1993 from Mount Carmel School of Nursing in Columbus. I completed a critical care fellowship at Riverside Methodist Hospital in 1994 and started traveling in that specialty a year later. My first travel assignment was in Maui and since that time I have completed close to 40 different contracts in various states with multiple travel companies. I am the author of Travel Nurse’s Bible (A Guide to Everything on Travel Nursing), in addition to my writings here and in the pages of Travel Nursing publications such as Healthcare Traveler Magazine and American Nurse Today. I am presently on assignment in Phoenix, AZ and travel anywhere from six to eleven months of the year.

Post a Comment