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By February 5, 2016 0 Comments

Ask a Travel Nurse: Do I have to use my own insurance to cover a company physical?

Ask a Travel Nurse: Do I have to use my own insurance to cover a company physical?

Ask a Travel Nurse: Do I have to use my own insurance to cover a company physical?

Ask a Travel Nurse Question:

I am a Travel Tech and my physical is due to a new company I plan to work for. I got the impression that my future travel company is not going to pay for this physical and that I am to use my insurance to cover it. Is this a common practice? Do I have to use my own insurance to cover a company physical?

Ask a Travel Nurse Answer:

Just about every company out there requires a recent physical prior to starting an assignment. If you are continuing to travel with the same company, it is rarely an issue since they have been provided this info. But they will still most likely have you update your physical at least once a year. So even if you do use the same company, you may need to plan accordingly to get your physical before that document expires.

Now, if you are traveling with another company, most will allow any documentation of a physical occurring six months to a year prior. But this varies with the company and it is always best to check. Even if I have a physical, documented on a piece of paper with one company’s name atop the page, I have used it for the physical requirement for another travel company. All they care about is that you have had a physician state, within the last six months to a year, that you are capable of the job for which you are accepting a position.

Now your question I believe, pertains to using the insurance you are currently on, with one company, for a physical required by another company.

In my travels, I have done this very thing many times. As long as I have health insurance, I’m going to use it for whatever is required of me. Even if I needed immunizations for another job, I would not hesitate to use my current insurance to secure what was needed. It is health insurance and how you use it is no business of your current company. I cannot tell you how your insurance views this or what copay or fees may be associated with a physical as that is dependent on your coverage.

Now if you are between assignments, and do not have any coverage, I have also just done this “on the cheap” and went to a free clinic, paid something like $35, and just obtained a physical. I have also just had my healthcare provider simply write me a prescription that states that I am “physically able to work without restriction.” I have never had a company requesting a physical, reject this.

If all else fails, look for a free clinic or urgent care that will simply quote you a price on a company physical.

I hope this helps.


About the Author:

Hello everyone. I’m a travel nurse originally from Ohio who graduated in 1993 from Mount Carmel School of Nursing in Columbus. I completed a critical care fellowship at Riverside Methodist Hospital in 1994 and started traveling in that specialty a year later. My first travel assignment was in Maui and since that time I have completed close to 40 different contracts in various states with multiple travel companies. I am the author of Travel Nurse’s Bible (A Guide to Everything on Travel Nursing), in addition to my writings here and in the pages of Travel Nursing publications such as Healthcare Traveler Magazine and American Nurse Today. I am presently on assignment in Phoenix, AZ and travel anywhere from six to eleven months of the year.

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